National Consumer Law Center

The National Consumer Law Center has developed a number of guides, brochures, and fact sheets to help consumers understand their rights and make the best choices possible despite difficult financial circumstances. Some of these include:


  • What You Should Know About Bankruptcy
  • Bankruptcy Client Brochure
  • Your Legal Rights During and After Bankruptcy


  • Disputing Errors in a Credit Report
  • What You Should Know About Your Credit Report  
  • Your Credit Card Rights
  • Tips on Choosing A Reputable Credit Counseling Agency

Debt & Borrowing

  • Get Real Debt Help, Not Empty Promises (English, Spanish)
  • Borrower Beware: The High Cost of Payday and Auto Title Lenders, Pawnbrokers, and Rent-to-Own Stores
  • Some Tips For Consumers Considering A Reverse Mortgages

Identity Theft

  • Protect Yourself from Identity Theft

Billing Disputes

  • Dealing with Utility Companies Regarding Disputed Bills and Utility Deposits


  • Tips for Seniors on Living Trusts
  • When Your Social Security Benefits Are Taken To Pay Back Money To The Federal Government

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